Mortgage Blog
Canada's Mortgage Experts
5 Most Important Issues That Can Delay a Mortgage Closing in Canada
April 15, 2026 | Posted by: Marie Sanon
Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete ...
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Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built
April 7, 2026 | Posted by: Marie Sanon
If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. On the surface, some of the data sounds encouraging. More homes are being bu ...
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Newly Passed Bill C-4, What It Means for Canadian Mortgages
March 20, 2026 | Posted by: Marie Sanon
Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r ...
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March 18-2026 - Bank of Canada maintains policy rate at 2.25%
March 18, 2026 | Posted by: Marie Sanon
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in ...
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Affordability challenges spread across Canadian cities
March 9, 2026 | Posted by: Marie Sanon
A new report from CMHC highlights something many Canadians are already feeling firsthand. Housing affordability challenges are no longer just a Toronto and Vancouver story. While those two cities ha ...
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Spring 2026 Home Buying Canada, Listings vs Affordability
February 24, 2026 | Posted by: Marie Sanon
Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring, you may be hearing a confusing message, there ar ...
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Canada's Rental Market Overview for 2025 and going into 2026
February 10, 2026 | Posted by: Marie Sanon
Canada's rental market finally showed signs of breathing room in 2025. After several years of ultra-tight conditions, CMHC reports that vacancy rates rose across all major census metropolitan areas (C ...
read moreJan 28-2026-Bank of Canada maintains policy rate at 2.25%
January 28, 2026 | Posted by: Marie Sanon
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is ...
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Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers
January 25, 2026 | Posted by: Marie Sanon
If you are trying to buy a home in Canada right now, you have probably felt the disconnect. Rates are lower than they were at the peak, but affordability still feels tight. Home prices in many ...
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Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada
January 13, 2026 | Posted by: Marie Sanon
If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ...
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